Most insurance companies will only pay for windshield replacement if your car is totaled and has been totally totaled. If it has been totaled because of an accident it is more likely that the insurance company will use the insurance companies settlement money to make repairs to the other vehicle. This includes repairing or replacing your vehicle’s windshield.
Even though this is likely to happen, you should make sure that you get your windshield replaced, and not let the insurance company pay for repairs to your windshield. The insurance company will not pay for your windshield and will only pay for your vehicle’s windshield.
The reason that you are more likely to have your windshield replaced is that it is more likely that another car will be totaled because of your fault. If you hit another car, it is more likely that the second car will be totaled and will then be repaired or replaced with a different vehicle. When you get your windshield replaced you will have new replacement glass and will not have a hole in your windshield. Your insurance company will not have a claim to pay for repairs to your windshield and will pay for repairs to your windshield.
If you own multiple vehicles it is more likely that you will have coverage for windshields on all of the vehicles. Most of the time the insurance companies will not make claims for multiple vehicle windshields because it is more likely that repairs will be needed on all of the vehicles. Other times the insurance company will make a claim for multiple vehicle windshields. In this case they will make a claim for your vehicle and their vehicle will receive replacement windshields. If repairs need to be done on your vehicle then you will be notified and have the option of having repairs done on your vehicle or the insurance company vehicle. If repairs have to be done on your vehicle then you will be responsible for any additional repairs.
It is more likely that you will have coverage for multiple vehicle windshields if all of the vehicles are newer than five years old. Most people will not have multiple vehicle windshield coverage if they are currently covered with multiple policy coverage from a specific company. You will be offered the choice to take repairs or have your insurance company pay for repairs to your vehicle.
If you are married then you will have coverage for multiple vehicle windshields if your spouse is covered with a separate policy. It is also more likely that you will have coverage for multiple vehicle windshields if one of the vehicles is on loan or leases. If you are leasing a vehicle then you will not have multiple vehicle windshield coverage. If you are still paying for your vehicle then you will have coverage for multiple vehicle windshields.
The first thing that will pop into mind for most people when they think of multiple vehicle windshield coverage is their spouse. This could make up the majority of a person’s premium. Most drivers do not go out to their vehicle each day and change the windshield. The majority of people’s vehicles are parked in the driveway most of the time. They will have coverage for the windshields on the vehicle they drive each day.
* Insurance companies prefer to insure people who have a family, spouse, and vehicles that are all within the same household. This will make things easier for the insurance company. Having the same drivers insured on multiple vehicles can help prevent the insurance company from having to pay claims for multiple vehicles.
It is also more likely that you will have coverage for multiple vehicle windshields if one of the vehicles is owned by a child and another vehicle is not owned by a child. This will make things more complicated for the insurance company. It is not as much likely for your vehicle to be owned by a child as it is for you to be driving another vehicle that is not yours. If there are multiple vehicles that are not owned by children then this will cause the insurance company to have to make a claim for each vehicle.
If you are worried about having your premiums increased in the event of a claim you are not alone. Many people believe the premium will increase if they have a claim. This is not the case. The premium only increases if your vehicle is stolen or damaged. If there is a break in and the insurance company determines that your vehicle is damaged they will adjust your premiums. If you have multiple vehicles that are not owned by children, the claim will be split among all of your vehicles and not necessarily just one. This is also a benefit of having multiple vehicles. If there is a break in and one of the vehicles was damaged by one of your vehicles that is not owned by a child then it is unlikely that the insurance company will take a financial loss on all of your vehicles.